Tools

Run the real numbers before you commit — the same calculators and data the rest of iDPi uses, in one place.

Affordability calculator

Illustrative only — an actual lender's underwriting also weighs credit history, employment, and other factors.

You can likely afford a property up to

Rp 1.590.013.346

Max loan amount

Rp 1.272.010.677

Max monthly payment (this loan)

Rp 8.750.000

35% of your monthly income budget for debt

Monthly household income

Other monthly debt payments

Car loans, credit cards, other installments — whatever a bank would count.Monthly HOA / IPL (optional)

Building management fee, if you have a target property in mind — counts against your budget the same as the mortgage payment.

Max debt-to-income ratio35%

Indonesian banks typically cap total debt (including the new KPR) at 30–40% of gross income.

Interest rate5.50%

Loan term20 years

Down payment20%

These calculators are a starting point, not underwriting — a verified agent can walk through your actual numbers.